Sabtu, 10 April 2010

My Experience

New mode in ATM Fraud
This event happened to me last Sunday in one of the ATM Mandiri
(call it ATM1). May not be repeated in the reader.

This incident started when I want to withdraw money at ATM Mandiri. Like
sometimes happens after I insert an ATM card, ATM screens
states that … .. out of service or …. I’m sorry as can not
serve. Of course, I immediately press the Cancel button to cancel
transaction. But it did not visit an ATM card out even though I
repeat many times and I wait.

I hope that in time the ATM card to get out, suddenly there was someone
a man (let’s call Mr X) who opened the door of the ATM and less action
This ethical course somewhat surprised me. Person who appears to
attitude and innocent face (without sin) and relaxed enough to ask:
Could Pak? My card was swallowed pack! Feeling the same boat, my attitude
changed from suspicious to be welcome. After I observed, was card
I looked a little (less than one millimeter) in the lip aperture cards
ATM and I tried to put two thin card for clamping
card so that I can remove it. My business is getting a response
who are friends of Mr. X and soon he also helped me to pinch
the paper but I use my ATM card did not work either
issued.

Subsequent efforts made by Mr X by telephone “the Bank” (he said I
Just pack phone bank, 14,000 huh? he asked and I did not answer because I
concentration with my efforts to remove ATM card). After he
told him what had happened and one of the expression on the phone
“My card is hampered by the father after my pack!”. Mr X immediately
hpnya handed because the “Bank” to talk with me. Parties “Bank”
after asking some data such as name, date of birth, mother’s name
real soon led me to my ATM card and
of course I obeyed.

Press the button below the number 9; press the button below the number 7; press pin
father; press ENTER. Exit not pack? He asked. No, I replied. Ok sir
I will once again help out the father card. Follow my instructions
press the button below the number 9; press the button below the number 7; press pin
father (pack slowly) and I was thinking why should slow?;
press ENTER. In short I pressed my PIN to about three times
which was witnessed by Mr. X. I do not have the heart to ask Mr. X out
from the ATM because he had lent HP and “help me”. Scene
This berarkhir when the “Bank” does not work help me with
says: Ok sir, because the card can not get out father, YOU MY CARD
Block AND JUST WHEN YOU HAVE THIS CARD IS NOT FUNCTIONING. Visiting father
immediately to the local Bank Mandiri to ask publish a new card. Because
feel safe, I immediately leave the room to say thank ATMs
thanks to Mr. X after my kids get out of the car, followed the
ATM room asking what happened (my words: the card is blocked,
We moved another ATM just nak).

Luckily I did not put all my eggs in one basket. Still
there is another basket no matter its size. Immediately I went to an ATM (called
Just ATM2) else because I was expected at one store to
a transaction. Before I (along with my wife and kids) go to ATM2
suddenly SMS banking in and express my accounts terdebet USD
1.500.000, -. When I realized (I think not because
hypnosis, but logical) that X had TURNED OUT MR PENIPU and the “Bank”
who spoke with me was sindikatnya members.

I immediately headed ATM1 with a red light at a traffic
local traffic policeman as he approached. Arriving at the scene, of course
Just perpetrator had fled, and while I headed back to ATM1, accounts
I always terdebet almost every half-minute USD 1.5 million and
many times. I tried hard to block via the 14000th but always
answering machine and after all this time I just can not talk
with operators to make blocking. What could I do now
blocking the remaining balance of USD 82 thousand.

When contacted by the police, not long ago an ATM officers
Bank Mandiri to come and dismantle the ATM machine. It turned out that in the space
the card has been inserted into a match that had been cut
“frontman” of his. Petuga said the bank: This is the pack that makes the father card
can not go …. This event was about a year but did
have also been caught …. He (Mr. X) can be issued cards with the father
pliers / tweezers small … .. and also the incident Sunday.

As I entered my working day to report to Bank Mandiri and officers
Customer Service said the new case pack (well it seems the bank
miss too, red) after the withdrawal transaction is checked (by Mr. X cs)
three times Rp1, 5jt; 1xRp500rb; and because the maximum withdrawal per day
Rp5jt, the rest spent shopping flash (probably at the store of gold) certainly
to forge my signature. Sorry readers, the total loss is not
I need to lay out all that clearly lived out in Rp82rb alias
transaction time 17 minutes.
CONCLUSION:

1. ATM fraud syndicate chose a remote, not the bank office
and / or that there was security.
2. They chose a holiday that customers can not contact the bank
local.

SIMILAR THINGS TO TIP does not happen ON READERS:

1. Use existing ATM Bank or its close security, avoid ATM
although isolated in a remote ATMs we do not have to queue.
2. If the card is stuck and can not get out on your own, leave
Just because other people can not use without knowing his PIN and
immediately report to the local bank (of course on weekdays).
3. At the time of panic because the reader busy schedule, expected in time
short, so emotionally unstable, possibly being
fight should avoid using an ATM transaction because the power analysis
decreased and it is possible there is a mistake.
4. (Though the fourth is not related to the sub-title above)
account with an ATM card limit amount. The others keep on
account without an ATM card and, if already given an ATM card,
return it to the bank and bertransaksilah via cashier.

We apologize if the reader taken time to read reviews of events
This especially for those who have heard of similar incidents before. If
less useful to the reader, give (forward) this info to colleagues
others, who know they need. Thank you.

If at any time this info up to Mr. X that have deceived me, I
instruct find money in other ways because of the effort, the results
will be more enjoyable. Your quality of quick money,
but the quality should meet the balance of the 5 indicators QCDSM
(Quality, Cost, Delivery, Safety, Morale). You either from the Quality
(clever); you both from the cost (low cost, only a
matches); you either from the Delivery (can cash in quick time);
but from the side of Safety (are secure …. but only while lho); and from
Morale side (unfortunately just a zero score) for violating the norms.

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